3 year AUD - Page 19-23

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Tax Relief

This policy may qualify for either the personal tax relief of up to RM6,000 for life insurance premium and EPF, or for the RM3,000 education tax relief per tax payer.

In order to be eligible for the education tax relief, all of the following conditions have to be met:

▪the insured must be either of the parent, with the child being the nominee.

▪the policy must mature between ages of 13 to 25 of your child nominee.

Please note that the final decision on whether the plan qualifies for tax relief rests with the Inland Revenue Board.

Documents for Submission

•Application Form (SIO / Normal App Form)

•CA / CC

•Policy Owner Declaration Letter (see sample)

•Photocopy of NRIC

•Payment in Australian Dollar bank draft*

•

*Please bring along the ECM Letter to facilitate the purchasing of AUD bank draft from banks. The letter will be available at AIADirect.

Policy Owner Declaration Letter

Declaration by policy owner

To:

American International Assurance Company, Ltd (AIA)

Subject:

AIA Australian Dollar Savings Policy

I hereby acknowledge that the reason for purchasing this AIA Australian Dollar Savings Policy is for education purchases in Australia or for paying education fees linked to the value of the Australian dollar.

I understand that being Australian Dollar denominated, the benefits payable under the product are subject to the risk of currency fluctuation which includes both an appreciation and depreciation of the value of Australian Dollar. Furthermore, AIA will not bear any risks of currency fluctuation in the Australian Dollar as against any other currency.

Signature of Owner _____________	Witnessed by ____________
Name (Owner) ________________	Name __________________
IC No:	IC No:
Date: ___/___/___	Date: ___/___/___
DD/MM/YY	DD/MM/YY

Offer Period

The one month offer period is 18th April – 15th July, 2008 The offer is subject to the limits of asset available and is on a first come first serve basis. We may close the offer earlier if the assets are fully subscribed Assets available AUD 7 million only Look for the ASP advertisement on New Straits Times 24th & 25th April, 2008

Note:

All amounts payable either to AIA or by AIA will be paid in Australian Dollar (AUD) regardless of the prevailing exchange rate which includes both an appreciation or depreciation of the value of AUD. As such, the Company will not bear any risks of currency fluctuation in the AUD as against any other currency